Imprint, Disclaimer & Privacy Policy

Liability for Content

I am responsible for the content of this website by general law. All content is created with due care and to the best of my knowledge.

The legal notices on this page, as well as all questions and disputes related to the design of this website, are subject to the laws of the Federal Republic of Germany.

The content on this website is for informational and entertainment purposes only. It reflects my personal experiences, opinions, and research on the topics of economics, finance, and investing. It is not to be understood as professional financial, academic, or legal advice. While I strive to provide accurate and up-to-date information, I make no representations or warranties regarding the completeness, correctness, reliability, suitability, or availability of the information on this website.

Any use of the information is at your own risk. I am not liable for any loss or damage, including indirect or consequential damages, arising from the use of this website or its content. For specific financial, academic, or legal advice, please consult a qualified professional. By using this website, you agree to these terms and conditions.

Liability for Links

Where I refer to third-party websites via hyperlinks on my website, I cannot guarantee the continued currency, accuracy, or completeness of the linked content, as this content is outside my area of ​​responsibility and I have no influence on its future design. If you believe any content violates applicable law or is inappropriate, please let me know.

Copyright Notice

The texts, images, photos, videos, or graphics on our website are generally protected by copyright. Any unauthorized use (in particular, reproduction, editing, or distribution) of this copyrighted content is therefore prohibited. If you intend to use this content or parts thereof, please contact me in advance using the information above. If I do not hold the necessary copyright rights, I will endeavor to establish contact with the owner.

Commissions (Affiliate Links)

Like most websites on the internet, this website may use affiliate links. This means that I receive a small commission if you make a purchase through a link on the website (e.g., links to books, brokers). These affiliate links do not affect the objectivity of the content. There are no additional costs or disadvantages for the user when purchasing a product or service through an affiliate link.

Social Media Profiles

This imprint also applies to the following social media profiles:

X (formerly Twitter): 9000hours

Instagram: 9000hours.com

Collection of general information when visiting this website

When you access this website, general information is automatically collected using a cookie. This information (server log files) includes, for example, the type of web browser, the operating system used, the domain name of your Internet service provider, and similar information. This information is solely information that does not allow any conclusions to be drawn about you personally. This information is technically necessary to correctly deliver the website content you request and is mandatory when using the Internet. It is processed in particular for the following purposes: ensuring a problem-free connection to the website, ensuring smooth use of our website, evaluating system security and stability, and for other administrative purposes. The processing of your personal data is based on our legitimate interest for data collection purposes. Your data will not be used to draw conclusions about you personally. The only recipients of the data are the responsible body and, if applicable, contract processors. Anonymous information of this type may be statistically evaluated to optimize the website and the technology behind it.

Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Inc. (hereinafter: Google). Google Analytics uses "cookies," which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website is usually transferred to a Google server in the USA and stored there. However, due to the activation of IP anonymization on these websites, your IP address will be shortened beforehand by Google within member states of the European Union or in other contracting states to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity, and to provide the website operator with other services related to website activity and internet usage. The IP address transmitted by your browser as part of Google Analytics will not be merged with other Google data.

The purpose of data processing is to evaluate website usage and compile reports on website activities. Based on website and internet usage, other related services and offers will then be provided. This processing is based on the legitimate interest of the website operator.

You can prevent cookies from being saved by setting your browser software accordingly; however, I would like to point out that if you do this, you may not be able to use all of this website's functions to their full extent.

Comment function

When users leave comments on this website, the time of creation and the username previously chosen by the website visitor are saved in addition to this information. This is for my security, as I can be held liable for illegal content on our website, even if it was created by users.

Newsletter

Based on your express consent, I will regularly send you our newsletter or similar information by email to the email address you provided.

To receive the newsletter, providing your email address is sufficient. When you register to receive our newsletter, the data you provide will be used exclusively for this purpose. Subscribers may also be informed by email about circumstances relevant to the service or registration (for example, changes to the newsletter offering or technical issues).

You can revoke your consent to the storage of your personal data and its use for sending the newsletter at any time. A corresponding link is included in every newsletter. You can also unsubscribe from the newsletter using the contact details provided under Contact.

Competitions

Competitions are subject exclusively to the laws of the Federal Republic of Germany. Legal recourse is excluded.